I think you're missing out on the network effects of social services. Not having desperate people means you don't have the threat of crime. You don't have polic

I think you're missing out on the network effects of social services. Not having desperate people means you don't have the threat of crime. You don't have police who are one twitch away from shooting you at a traffic stop. You can have an argument with somebody on the street and, chances are it will be a civil one because they're probably an educated, unstressed person with a fulfilling life. People can make crazy decisions like making art, or quitting a job because their boss is an asshole. You won't have to worry if your kids aren't accademic - they'll probably be able to find a way. There are tons of things like this, where you pay an enormous amount, but you gain an enormous amount more. The utility of money drops off pretty sharply above a certain amount. The utility of living in a well functioning society does not.