10 ms·

Another way of looking at it is, because the average person cannot afford both (1) catastrophes like being hit in a car and becoming disabled, (2) accidentally

Another way of looking at it is, because the average person cannot afford both (1) catastrophes like being hit in a car and becoming disabled, (2) accidentally disabling someone with their car, the underlying problem is still income inequality.

AnthonyMouse 6y ago
That problem in particular is completely solvable by insurance.
- MisterBastahrd 6y ago
  No, it isn't. Insurance companies have lawyers and will fight for every nickle in court.
  - AnthonyMouse 6y ago
    They can't hire a lawyer for a nickel, so your claim is clearly false because that wouldn't be cost effective. They contest large claims that aren't covered by your policy because that's what everybody does. You don't think Medicare refuses to cover certain things? They have to, because you can't spend a trillion dollars to save one life. And for that single payer is even worse, because whenever they refuse to cover something, the provider goes out of business because the refusal applies to 100% of their customer base. Then what happens when something isn't covered isn't that you get a bill for $50,000 and file bankruptcy, it's that the provider who could have saved your life is out of business and you die.
    - MisterBastahrd 6y ago
      Having been on multiple juries involving suits between insurance companies and the people they were supposed to be covering, I know for a fact that you have no idea what you're talking about.
      - AnthonyMouse 6y ago
        You shouldn't have been on multiple juries where the insurance company didn't have at least a colorable claim, or the judge should have disposed of the case before it ever went before a jury. And if that's what happened your complaint is with the court system.
        MisterBastahrd 6y ago
        This may come as a shock to you, but insurance companies have a lot more money than most individuals who are harmed on the job and will spend some of it if it will ultimately save them money. Employers are in on the act because they don't want increased premiums. Plaintiff: "any plain reading of the agreement stipulates that I am to be compensated X if I am injured on the job in a manner that results in me being unable to continue my job" Insurance company: "Clearly this video of this man washing his car over a 4 hour period, cleverly edited to pretend that he is taking just 15 minutes to wash the entire thing, is indication that he is capable of climbing a 100 foot ladder while hauling 60 pounds of equipment, even though he has four fractured vertebrae, had a surgically reattached lower extremity, doesn't have the core muscle strength to balance on a ladder, and can't lift 15 pounds without extreme pain" You're just beclowning yourself at this point. This is an every day occurrence in court systems around the country, but do continue to tell me how I don't know what I'm talking about because the system is virtuous.
- an_opabinia 6y ago
  Lemme put it another way for you. Because the average parent isn't rich enough to give their kids 13 years of school, but also the average parent isn't rich enough such that school doesn't matter, the underlying problem is income inequality.

AnthonyMouse 6y ago

That problem in particular is completely solvable by insurance.

MisterBastahrd 6y ago
No, it isn't. Insurance companies have lawyers and will fight for every nickle in court.
- AnthonyMouse 6y ago
  They can't hire a lawyer for a nickel, so your claim is clearly false because that wouldn't be cost effective. They contest large claims that aren't covered by your policy because that's what everybody does. You don't think Medicare refuses to cover certain things? They have to, because you can't spend a trillion dollars to save one life. And for that single payer is even worse, because whenever they refuse to cover something, the provider goes out of business because the refusal applies to 100% of their customer base. Then what happens when something isn't covered isn't that you get a bill for $50,000 and file bankruptcy, it's that the provider who could have saved your life is out of business and you die.
  - MisterBastahrd 6y ago
    Having been on multiple juries involving suits between insurance companies and the people they were supposed to be covering, I know for a fact that you have no idea what you're talking about.
    - AnthonyMouse 6y ago
      You shouldn't have been on multiple juries where the insurance company didn't have at least a colorable claim, or the judge should have disposed of the case before it ever went before a jury. And if that's what happened your complaint is with the court system.
      - MisterBastahrd 6y ago
        This may come as a shock to you, but insurance companies have a lot more money than most individuals who are harmed on the job and will spend some of it if it will ultimately save them money. Employers are in on the act because they don't want increased premiums. Plaintiff: "any plain reading of the agreement stipulates that I am to be compensated X if I am injured on the job in a manner that results in me being unable to continue my job" Insurance company: "Clearly this video of this man washing his car over a 4 hour period, cleverly edited to pretend that he is taking just 15 minutes to wash the entire thing, is indication that he is capable of climbing a 100 foot ladder while hauling 60 pounds of equipment, even though he has four fractured vertebrae, had a surgically reattached lower extremity, doesn't have the core muscle strength to balance on a ladder, and can't lift 15 pounds without extreme pain" You're just beclowning yourself at this point. This is an every day occurrence in court systems around the country, but do continue to tell me how I don't know what I'm talking about because the system is virtuous.
an_opabinia 6y ago
Lemme put it another way for you. Because the average parent isn't rich enough to give their kids 13 years of school, but also the average parent isn't rich enough such that school doesn't matter, the underlying problem is income inequality.