"A lot" really is relative. Relative to health care, office space, etc. etc. this is not that big a deal, and you put most of this onto your law firm, which ha

"A lot" really is relative. Relative to health care, office space, etc. etc. this is not that big a deal, and you put most of this onto your law firm, which has done it 100 times. There's some cost, but not that bad. The reality is companies don't do this because they don't want to. It's not actually that different from setting up a (decent provider, with or without match) 401k plan. Companies that don't do it are like that because they didn't care.