4 ms·If the cash shouldn’t be in the market, say an emergency fund, the return is worth the effort.by clintonb 6y agoIf the cash shouldn’t be in the market, say an emergency fund, the return is worth the effort.driverdan 6y agoNo one needs a $250k emergency fund.clintonb 6y agoPersonal finance is personal. If someone wants that level of comfort and assurance that they can survive for x number of years without work, that’s their decision.