4 ms·
I was living in Manhattan when the fancy Chase Sapphire came out. It was genuinely shocking to me how many people I knew switched to Chase just to get the new c
by neom 6y ago
I was living in Manhattan when the fancy Chase Sapphire came out. It was genuinely shocking to me how many people I knew switched to Chase just to get the new card design. To be fair, it did look and feel exponentially better than any other cards around at the time.
- leetcrew 6y agoI chose amex cash magnet out of a sea of otherwise equivalent 1.5% cashback cards for pretty much the same reason. kinda makes me wonder why most credit cards have such boring and even ugly designs. a conservative design can still be appealing, and it's not like graphic designers are prohibitively expensive to employ.
- 300bps 6y agoCiti Double Cashback is 2%
- x87678r 6y agoI'm too practical, to me a fancy expensive looking card is just a fraud magnet.
- worker767424 6y agoChase cards are fraud magnets. The bin is well-known, and Chase is short on card numbers, so people have actually brute-forced credit card numbers. Then they validate them by signing up for free trials of services using credit cards.
- driverdan 6y agoBrute forcing died a long time ago. There aren't any services left that don't require a CVV.
- sgerenser 6y agoChase is also the only major bank that still prints the entire 16 digit account number on every statement. Anyone without e-statements is a ripe target for mailbox thieves who now have the full name, address and card number.
- vmception 6y agothat's not a valid concern as far as real life ux goes. the card issuer deals with any fraud. these cards aren't uncommon, at least in high cost of living places because which are all dense cities.
- worker767424 6y agoRemember the Amex Platinum scene in American Psycho?