>The other bank used to send printed lists of one-time codes, where the website would say 'type the code at index xyz'. Later they went for SMS-based 2FA, I thi

>The other bank used to send printed lists of one-time codes, where the website would say 'type the code at index xyz'. Later they went for SMS-based 2FA, I think they're still on that nowadays. One of the banks I use in India adds this grid to the back of your debit card. For higher value or non-usual transactions, they both ask for an SMS code and 3 values from the grid, in addition to the password to login to the netbanking site. The app allows you to get in with your fingerprint or a "quick access code", but these other factors kick for many transactions.