> That...doesn't seem unreasonable? Financially, no it isn't unreasonable. But it's an added bit of friction to a decision we are already on the fence about.

> That...doesn't seem unreasonable? Financially, no it isn't unreasonable. But it's an added bit of friction to a decision we are already on the fence about. I think that's the entire point of the article. Adding friction to the decision on whether to have more kids leads to people having fewer kids.