I think Tether is being replaced by USDC. Also I think if Tether was going to collapse, it would’ve done so years ago. Banks live fine with a 90% lending ratio

I think Tether is being replaced by USDC. Also I think if Tether was going to collapse, it would’ve done so years ago. Banks live fine with a 90% lending ratio and Tether was likely lending out only 20% of it’s assets. The general person doesn’t understand how a bank works.