I send test payments through the tubes first when a big one is following. I want to remove the risk of typos for the real payments, so I want the receiver alrea

I send test payments through the tubes first when a big one is following. I want to remove the risk of typos for the real payments, so I want the receiver already keyed in with an account that I have already used > once. The stress of having to fill out admin for a big payout gone awry is too much to risk for a few days of expedience.