5 ms·
Out of pocket maxes in the 10-20K range aren't that uncommon in the US. Even when I've seen places with plans where it's <5K, that's only for single workers, an
by majormajor 6y ago
Out of pocket maxes in the 10-20K range aren't that uncommon in the US. Even when I've seen places with plans where it's <5K, that's only for single workers, and it doubles with a partner or family.
- ivalm 6y agoAnd I’d rather have extra 100k and pay the 10k for health.
- nemo44x 6y agoI’ve never seen out of pocket maxes that high but I’m limited to my own experiences. I’d imagine the premiums would be super low for such a high deductible. Even the high deductible plans I’ve seen are no more than $3500/single or $7k family per year out of pocket max. And those allow you and your employer to put money into a high deductible savings account pre-tax like a retirement account. And it can be used for any qualified health payment for the rest of your life and is passed down upon death. It’s really like a 401k for health payments.
- agensaequivocum 6y agoMy plan for a family of 5 has an out of pocket max of 4K with no deductible.