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NYC is costly, but not as costly as people think. The lifestyle is also different. 1. Most of my life in NY (pre children), we had no car, no car insurance, no

NYC is costly, but not as costly as people think. The lifestyle is also different. 1. Most of my life in NY (pre children), we had no car, no car insurance, no parking, and rare taxis (and before our current mayor, subways worked very, very well, I rarely considered taxis.) 2. Property taxes are comparatively low to other states 3. Access to culture is widespread and cheaper than people think -- there are subsidized tickets for students, etc. Museums are plentiful and often free. Libraries are literally everywhere. 4. Access to jobs is great and you dont crush your soul with hour-long drives. And when you lose/change your job, your next job is also often in the city center, so you dont have to move homes. I live in DC suburbs now and we have one car. It is hard getting places w/o a car and the train system is good but does not cover as much of the metro as one wishes, and there are last mile issues. Property taxes are way, way higher both both homes and other property (e.g., $800/yr on my Kia minivan), but there isnt a city income tax.

deeeeplearning 6y ago
>NYC is costly, but not as costly as people think Oh come on, it's among the most expensive places to live in the world by almost any metric. Rent? Probably top 5 most expensive in the world. Groceries? Among the most expensive in the world. Restaurants? Among the most expensive in the world. This is bare necessities. It's not as if people in Raleigh are spending massive portions of their budget on "Culture" that somehow NYC makes up for it. >2. Property taxes are comparatively low to other states Good luck buying in NYC... Not to mention some of the highest income taxes in the US. Pick your source: https://www.numbeo.com/cost-of-living/rankings_current.jsp https://www.numbeo.com/cost-of-living/rankings_current.jsp https://www.cnn.com/travel/article/worlds-most-expensive-cities-2020/index.html https://www.cnn.com/travel/article/worlds-most-expensive-cit... https://www.mercer.com/newsroom/2020-cost-of-living.html https://www.mercer.com/newsroom/2020-cost-of-living.html
- ajsnigrutin 6y ago
  + proposed $3 tax for every package ordered :) ..because you can't buy anything "non essential" locally, because everything is closed... https://abc7ny.com/package-surcharge-nyc-extra-fee-for-delivery-mta-budget-robert-carroll/8615924/ https://abc7ny.com/package-surcharge-nyc-extra-fee-for-deliv...
  - deeeeplearning 6y ago
    Not that this helps costs in NY but really how many packages would you need to order in a year for this to make a significant dent in your budget?
    - ajsnigrutin 6y ago
      That adds 30% of the costs to a pack of cheap socks from amazon. That's a lot.
    - denimnerd42 6y ago
      would have increased the price I paid at amazon by 10% last year. So that's not a significant dent but on the other hand that's obscene.
      - deeeeplearning 6y ago
        An average customer at Amazon apparently buys $600 worth of goods from them in a year so if they got 20 packages then yes this would be a 10% increase. However I for example probably get 2 packages from them a month and a $6 monthly increase hardly seems important, if I leave a light on in my house for too long the increase in my electricity bill probably eclipses that. Depends on point of view I guess.
- TuringNYC 6y ago
  It is totally expensive, especially Rent. I'm just saying it isnt as expensive as you think in the big picture. Just across the border, all adults need cars. In NYC, you dont usually need a car (at least before the current subway crisis.) Just across the border, you dont pay city income tax, but you pay absurd property tax.
  - vonmoltke 6y ago
    > Just across the border, you dont pay city income tax, but you pay absurd property tax. Well, how good a deal that is depends on your household AGI versus the value of the property you own/rent in each location.

deeeeplearning 6y ago

>NYC is costly, but not as costly as people think Oh come on, it's among the most expensive places to live in the world by almost any metric. Rent? Probably top 5 most expensive in the world. Groceries? Among the most expensive in the world. Restaurants? Among the most expensive in the world. This is bare necessities. It's not as if people in Raleigh are spending massive portions of their budget on "Culture" that somehow NYC makes up for it. >2. Property taxes are comparatively low to other states Good luck buying in NYC... Not to mention some of the highest income taxes in the US. Pick your source: https://www.numbeo.com/cost-of-living/rankings_current.jsp https://www.numbeo.com/cost-of-living/rankings_current.jsp https://www.cnn.com/travel/article/worlds-most-expensive-cities-2020/index.html https://www.cnn.com/travel/article/worlds-most-expensive-cit... https://www.mercer.com/newsroom/2020-cost-of-living.html https://www.mercer.com/newsroom/2020-cost-of-living.html

ajsnigrutin 6y ago
+ proposed $3 tax for every package ordered :) ..because you can't buy anything "non essential" locally, because everything is closed... https://abc7ny.com/package-surcharge-nyc-extra-fee-for-delivery-mta-budget-robert-carroll/8615924/ https://abc7ny.com/package-surcharge-nyc-extra-fee-for-deliv...
- deeeeplearning 6y ago
  Not that this helps costs in NY but really how many packages would you need to order in a year for this to make a significant dent in your budget?
  - ajsnigrutin 6y ago
    That adds 30% of the costs to a pack of cheap socks from amazon. That's a lot.
  - denimnerd42 6y ago
    would have increased the price I paid at amazon by 10% last year. So that's not a significant dent but on the other hand that's obscene.
    - deeeeplearning 6y ago
      An average customer at Amazon apparently buys $600 worth of goods from them in a year so if they got 20 packages then yes this would be a 10% increase. However I for example probably get 2 packages from them a month and a $6 monthly increase hardly seems important, if I leave a light on in my house for too long the increase in my electricity bill probably eclipses that. Depends on point of view I guess.
TuringNYC 6y ago
It is totally expensive, especially Rent. I'm just saying it isnt as expensive as you think in the big picture. Just across the border, all adults need cars. In NYC, you dont usually need a car (at least before the current subway crisis.) Just across the border, you dont pay city income tax, but you pay absurd property tax.
- vonmoltke 6y ago
  > Just across the border, you dont pay city income tax, but you pay absurd property tax. Well, how good a deal that is depends on your household AGI versus the value of the property you own/rent in each location.