If your password manager is compromised you are screwed. When looking at the actual attack vectors though it is vastly improved: Mitigated - Online attacks on

If your password manager is compromised you are screwed. When looking at the actual attack vectors though it is vastly improved: Mitigated - Online attacks on your account at any service Mitigated - In person attacks on your account due to post-it notes Mitigated - Losing your phone which was the only way you could generate a one time password All this drama is mitigated, turning a disaster into a 5 second recovery.