The other big thing is - even assuming you can scale up your income and work slightly more if you want to - the additional value of each dollar earned is not $1

The other big thing is - even assuming you can scale up your income and work slightly more if you want to - the additional value of each dollar earned is not $1, it is $0.48-$0.60 for most people in this thread. I wrote a bit of an explanation downthread if anyone's curious (https://news.ycombinator.com/item?id=25382210 https://news.ycombinator.com/item?id=25382210)