Sometimes HOAs basically account for that. New streets in some cities and towns are made responsible for their roads, culverts, sewer, etc. HOAs can be good all

Sometimes HOAs basically account for that. New streets in some cities and towns are made responsible for their roads, culverts, sewer, etc. HOAs can be good all the way down to horrific, sure, but when they’re good things typically get addressed quicker than they would waiting for the municipality to get around to it.