It seems like you could easily build a fintech app that gives you a virtual pre-paid credit card to use with these services and gets funded only up until your

It seems like you could easily build a fintech app that gives you a virtual pre-paid credit card to use with these services and gets funded only up until your budget amount. That might be a safer way to work with services like this. Could have a separate card where ever you expect a problem might occur. That would also avoid one service being able to take down everything else you need to bill Card and billing management? Probably a legit need tbh