Anecdotally, yes. Until fintech apps started actually functioning in the country where I live, the activation energy to set everything up to gain exposure to eq

Anecdotally, yes. Until fintech apps started actually functioning in the country where I live, the activation energy to set everything up to gain exposure to equity markets was too high for myself and everyone my age that I knew. I'm very happy with the app I use now that lets me hold equity in markets globally(!) for some minor transaction fees, much happier than I was back when I got my first paychecks and my only realistic options were to watch it sit in a bank account or spend it.