3 ms·Strategies for getting out of debt: Debt Snowball Vs. Debt Avalanche3 points by acangiano 18y agojgamman 18y agoHN worthy? most of us are pretty numerate...anamax 18y agoNumeracy isn't enough. (If it was, it's unlikely that debt would be a problem.) Psychology matters. Any adequate plan that you'll execute is better than the best plan that you won't execute.