That merchant-facing fee is how you earn cashback/points when you're a credit card holder. Instead of passing it on to you in the form of points or cash back, P

That merchant-facing fee is how you earn cashback/points when you're a credit card holder. Instead of passing it on to you in the form of points or cash back, Privacy.com keeps it. > Card issuers can afford to pay cash back because merchants pay an interchange fee on each transaction. https://www.creditcards.com/credit-card-news/cash-rebate-credit-cards-1277/ https://www.creditcards.com/credit-card-news/cash-rebate-cre...