> I'm part of an organization called CommonEasy that does this with sickness insurance. The group is a couple of hundred people that basically self-insure for u

> I'm part of an organization called CommonEasy that does this with sickness insurance. The group is a couple of hundred people that basically self-insure for up to two years of income loss. Ten bucks a month is for the organization, the rest is put in a savings fund. Should you leave, you take your savings with you. Huh, that's an interesting combination. Should you need to make a claim, does it come out of your own savings first before the group coverage starts?