Not if they spend so long moving aside your laptops to find the clothing that the entire ship sinks. With General Average they can sort out the problem ASAP and

Not if they spend so long moving aside your laptops to find the clothing that the entire ship sinks. With General Average they can sort out the problem ASAP and then do the math later to repay you so that you and the clothing manufacturer both only lose 10% of your cargo’s respective values.