2) It's a transparent payment network, so everybody (even you) gets access to the data on the network 3) That's a complicated answer that involves more than ju

2) It's a transparent payment network, so everybody (even you) gets access to the data on the network 3) That's a complicated answer that involves more than just the blockchain (as you need to convert fiat from/to digital currency) so it depends on the VASPs (the wallets) not on DIEM.