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That's from UK to SEPA, which has a delay. SEPA transfers themselves are mostly instant since about 2018. There's sometimes a nominal fee across countries (man
by orf 6y ago
That's from UK to SEPA, which has a delay. SEPA transfers themselves are mostly instant since about 2018.
There's sometimes a nominal fee across countries (mandated to be "no more than a local transfer"), but in many cases they are free.
- gingerlime 6y agoI’m hearing about mostly instant SEPA payments but I’ve never seen them personally. DBank to DKB takes a few days, DKB to ING, the same, to bunq or N26... First direct in the UK to a EUR account. My limited anecdotal experience is “mostly delayed by at least a day.” am I really an outlier?
- zaarn 6y agoI've used them a few times for personal transfers. Each took less than 30 seconds until the money was booked out of my account and booked into the receivers account. SEPA in my experience has never taken longer than 1 day unless it's SOFORT-related, which in my experience takes a bit to confirm (but the merchant knows you issued a transfer so they can rely on that).