Digital value transfer is a oligopoly of a few US companies that can effectively exclude anyone in the world from the digital economy in general, any innovation

Digital value transfer is a oligopoly of a few US companies that can effectively exclude anyone in the world from the digital economy in general, any innovation and any competition by anyone at all is a very good thing. It's too bad that fb listened to the US politics and made their project much worse, but its still very good in terms of cyrpto adoption by the non-technical people which can in turn make way for other, better projects.