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The only thing similar is how the budgeting system works, and even that is going to change soon. Soon you'll be able to choose between a zero-based budget or a
by jlongster 6y ago
The only thing similar is how the budgeting system works, and even that is going to change soon. Soon you'll be able to choose between a zero-based budget or a simpler report-style budget that just shows income vs expense (and provide some features help track things).
There's also the big difference that the app is local and we provide end-to-end encryption.
An example of a feature that YNAB doesn't have at all is custom rules: https://actualbudget.com/docs/other/rules/ https://actualbudget.com/docs/other/rules/
- aphit 6y agohttps://docs.youneedabudget.com/article/611-manage-payees#categorize https://docs.youneedabudget.com/article/611-manage-payees#ca... It seems like, at least the first mentioned use case in Actual's documentation, is covered by YNAB already.
- jlongster 6y agoSure, but that's all it can do. You could categorize the same payee differently based on dates or notes, and really anything you want to do. In the future it'll create rules to automatically mark recurring transactions, etc.