I see a lot of comments about the applications for startups, which is only logical. (This is HN after all.) But I think this could be even more transformative i

I see a lot of comments about the applications for startups, which is only logical. (This is HN after all.) But I think this could be even more transformative in vehicle sales. Example: I work for a boat manufacturer. We've wanted to sell boats online for many years, but it's not the kind of product you charge to a credit card. (Most of our boats are in the $30k-80k range.) So one of the biggest challenges to selling online is the financing. A service like this, once it opens up outside the US and for B2C, could solve that problem. I could see this having a transformative (disruptive?) effect on boats, RVs, cars, trucks, ATVs, etc. Basically any big-ticket item that doesn't require getting a lawyer involved.