1) You're claiming it's the same contract everywhere, which is not true, so your second point is moot. 2) Even if it was true, the when would change it. If mor

1) You're claiming it's the same contract everywhere, which is not true, so your second point is moot. 2) Even if it was true, the when would change it. If more people can preemptively compare contracts, the more they would change for the better. I'd rather pick out a life jacket that fits me before I jump in the water, rather than whatever one is reachable when I'm already there.