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I'm feeling disillusioned after reading some of the replies. Does anyone else have anxiety from "not having enough" money in savings and retirement funds?

giantg2 6y ago
I feel I'm in a good position, but have nowhere near what many others are stating. I still have a lot of years left in my career(25+?), which means a lot of compounding and more income. My biggest fear is losing my job. Even though I hate my job, I need it to support my family. I have no real options to switch jobs based on the tech I got into.
the_only_law 6y ago
Yeah it’s in much part my fault though ~~and I ll start getting things together next years~~
aureli 6y ago
I understand how you're feeling, I used to feel like you — in fact, I fantasized about being somebody else. Remember that we all tread our own path and struggle in our own ways. Someone further along with their savings won't have your parents, your friends, your memories, your special places, your favorite hobbies, music, books, and so on. They might also have demons and skeletons that you wouldn't want to touch with a ten foot pole. And even they will find others who are even further along. As for savings, this helped me get started: https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ https://www.mrmoneymustache.com/2012/01/13/the-shockingly-si... I hope you learn to love yourself and stop comparing yourself to others. Perhaps you might get more mileage about comparing yourself to where you were an year ago. Good luck on your journey!
throwaway18678 6y ago
I think this feeling never goes away. Even people with hundreds of millions of dollars probably look at billionaires with envy from time to time. The important thing is to spend some time coming up with reasonable goals for savings and retirement that will meet your needs, and get to work on those. If you’re like most of us, you won’t get rich overnight but rather over decades.
airbreather 6y ago
Just don't plan to retire, find an occupation you enjoy and keep doing it. That way the pay isn't nearly as important and you will have a better life overall. The Japanese call it "reason for getting out of bed in the morning" and without it you die quickly. Very few people in practice can maintain that reason without having some kind of obligations or similar to others (people, pets, plants etc) to meet. Seen many, many say otherwise, very few actually able to do it, barely a handful.

giantg2 6y ago

I feel I'm in a good position, but have nowhere near what many others are stating. I still have a lot of years left in my career(25+?), which means a lot of compounding and more income. My biggest fear is losing my job. Even though I hate my job, I need it to support my family. I have no real options to switch jobs based on the tech I got into.

the_only_law 6y ago

Yeah it’s in much part my fault though ~~and I ll start getting things together next years~~

aureli 6y ago

I understand how you're feeling, I used to feel like you — in fact, I fantasized about being somebody else. Remember that we all tread our own path and struggle in our own ways. Someone further along with their savings won't have your parents, your friends, your memories, your special places, your favorite hobbies, music, books, and so on. They might also have demons and skeletons that you wouldn't want to touch with a ten foot pole. And even they will find others who are even further along. As for savings, this helped me get started: https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ https://www.mrmoneymustache.com/2012/01/13/the-shockingly-si... I hope you learn to love yourself and stop comparing yourself to others. Perhaps you might get more mileage about comparing yourself to where you were an year ago. Good luck on your journey!

throwaway18678 6y ago

I think this feeling never goes away. Even people with hundreds of millions of dollars probably look at billionaires with envy from time to time. The important thing is to spend some time coming up with reasonable goals for savings and retirement that will meet your needs, and get to work on those. If you’re like most of us, you won’t get rich overnight but rather over decades.

airbreather 6y ago

Just don't plan to retire, find an occupation you enjoy and keep doing it. That way the pay isn't nearly as important and you will have a better life overall. The Japanese call it "reason for getting out of bed in the morning" and without it you die quickly. Very few people in practice can maintain that reason without having some kind of obligations or similar to others (people, pets, plants etc) to meet. Seen many, many say otherwise, very few actually able to do it, barely a handful.