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Recently I needed to get my password for my bank account in France (I live in China)... They gave it over the phone after I only gave them my bank account numbe

by gommm 15y ago

Recently I needed to get my password for my bank account in France (I live in China)... They gave it over the phone after I only gave them my bank account number, my birthday and my name... I then went on to my bank account and transferred money. With banks this secure, I really don't worry about keeping the login information in something like lastpass

IsaacL 15y ago
I'm can't if you're saying that banks are secure or insecure. BTW, your name is Guillame Maury, and your birthday is 03/07/1982. Anyway, I also live in China, and have had problems with banks being so secure that it becomes inconvenient. A few months ago I tried to get into my ING account, for which I'd lost the password. Although I managed to authenticate my identity over the phone, they could only send me a new password to my address in the UK. However, this is a house my family no longer lives in... so the whole affair involved contacting the new occupants to forward the new password letter on to someone I knew. I've also had problems with Natwest's online payment system giving me an "unknown failure" message. After calling up, I found that the system had flagged my transaction as suspicious due to my location as revealed by my IP address. When dealing with such issues, I often feel like I'm trying to steal my own identity. Anyway, after looking at the options I decided to use PasswordCard to manage my passwords, which is a physical solution (www.passwordcard.org). It's a card of random numbers, symbols and letters that you can print out. You then take a sequence of such symbols to form each new password that you need. I decided not to use a standard password manager since it's not very portable between machines (I travel quite a bit, and also with the current rate of technology change it's likely that in a few years I'll be using a device and OS that doesn't exist yet).
- gommm 15y ago
  I was being sarcastic when I said that it was secure.... It's true that sometimes having very secure banks can be a pain... But, I would much rather have a bank that is very secure and a bit of a pain to sometimes access compared to a bank like mine where it's trivially easy to get access to someone's bank account... I currently use 1password because it's not hosted, it's portable and I find it quite convenient... BTW: You got my name but haven't got my correct birthday date. I've avoided having it in clear on internet because of identity thefts :-) If you ever drop by Shanghai, feel free to hit me up for a drink

by gommm 15y ago

IsaacL 15y ago

I'm can't if you're saying that banks are secure or insecure. BTW, your name is Guillame Maury, and your birthday is 03/07/1982. Anyway, I also live in China, and have had problems with banks being so secure that it becomes inconvenient. A few months ago I tried to get into my ING account, for which I'd lost the password. Although I managed to authenticate my identity over the phone, they could only send me a new password to my address in the UK. However, this is a house my family no longer lives in... so the whole affair involved contacting the new occupants to forward the new password letter on to someone I knew. I've also had problems with Natwest's online payment system giving me an "unknown failure" message. After calling up, I found that the system had flagged my transaction as suspicious due to my location as revealed by my IP address. When dealing with such issues, I often feel like I'm trying to steal my own identity. Anyway, after looking at the options I decided to use PasswordCard to manage my passwords, which is a physical solution (www.passwordcard.org). It's a card of random numbers, symbols and letters that you can print out. You then take a sequence of such symbols to form each new password that you need. I decided not to use a standard password manager since it's not very portable between machines (I travel quite a bit, and also with the current rate of technology change it's likely that in a few years I'll be using a device and OS that doesn't exist yet).

gommm 15y ago
I was being sarcastic when I said that it was secure.... It's true that sometimes having very secure banks can be a pain... But, I would much rather have a bank that is very secure and a bit of a pain to sometimes access compared to a bank like mine where it's trivially easy to get access to someone's bank account... I currently use 1password because it's not hosted, it's portable and I find it quite convenient... BTW: You got my name but haven't got my correct birthday date. I've avoided having it in clear on internet because of identity thefts :-) If you ever drop by Shanghai, feel free to hit me up for a drink