You're definitely right, but it doesn't change that, at least from the inside, the parent comment seems to be accurately describing the cognitive dynamic. I'm m

You're definitely right, but it doesn't change that, at least from the inside, the parent comment seems to be accurately describing the cognitive dynamic. I'm married and in my 30s. We aren't planning to have kids, we have no assets, my wife still has student debt (epidemiology is a bad field if you plan to work in the public sector), and with my "good" insurance, I can't afford dental work that I need related to growing up in poverty. Despite this, we have super comfortable lives, as you say. We've jumped from trailer park, meth country poverty to truly living like we're in the middle class, something I think is way harder to do in other countries. But kids? No. That looks like a ticket right back to where we started.