Yes, but in a system where information is asymmetric and there are governmental statements to invest in one's country, the message of risk is often drowned out

Yes, but in a system where information is asymmetric and there are governmental statements to invest in one's country, the message of risk is often drowned out and even intentionally so in some unfortunate cases. Consider how the subprime risk was downplayed for years! A banker who does this though? Yeah, no right to complain.