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I help out with my wife’s online shop and have noticed the same thing. Personally, if I don’t see an obvious co-branding for Stripe or another trusted service
by pbourke 6y ago
I help out with my wife’s online shop and have noticed the same thing.
Personally, if I don’t see an obvious co-branding for Stripe or another trusted service I will usually pick PayPal over a naked credit card field. Who knows what the heck is going on in the backend. People are still doing stupid shit like storing untokenized cards in 2020.
Edit: talking about smaller merchants in case it wasn’t clear.
- lotsofpulp 6y agoI’ll choose the naked credit card field to give the merchant more money since I’m not responsible for any fraudulent charges either. I know it costs me time and money to have to dispute charges, but I’ve never had to in 15 years of card usage, and the couple times my card number was attempted, the bank’s system had already flagged the transaction for me and asked me to verify. Basically, I see no value in PayPal to be in a credit card transaction. However, I wouldn’t do the same for an ACH/debit card transaction.
- donmcronald 6y agoAren’t the fees for foreign exchange rates brutal with PayPal? Why not just get a couple prepaid credit cards and use those? The only way I can see the benefit of PayPal is if you have it linked to a credit card that you use like a short term 0% interest loan.