Recognize that "retirement" doesn't necessarily mean "never work again" - but rather that you can be more selective in the work you take. Also - this is just a

Recognize that "retirement" doesn't necessarily mean "never work again" - but rather that you can be more selective in the work you take. Also - this is just an observation of mine: Retirement, especially if you're not honing your skills or keeping busy with learning, can be absolutely a killer on your acumen. I've seen very skilled people enter early retirement, only to quit their profession all-together, instead just focusing on doing...nothing. Or rather, nothing very productive. After a couple of years they just seem more dull, intellectually speaking. Unless you have an iron will and very self-driven, it can be hard to motivate yourself to do something at the same level as when you're employed, or there's lots of risk involved. It's really no problem if you're in your sixties, and will likely never work again - but retiring at a very young age, there's lots of risk and uncertainty involved. Doesn't mater how well you plan, you could get forced back into employment. So with that said - I wouldn't retire entirely. Rather, become more selective on the work you take, work part-time on projects. Try to become highly competent in some specialized skill, just to keep yourself up to date and motivated. As for money: - Move somewhere cheap - Invest enough that you'll go in plus after all expenses - Live frugally. Lifestyle creep is real, and can obliterate retirement savings. Of course, investments are inherently risky - but speak to some professional about this.