Looks like you dropped a zero in your calcs for example 2. Should be 1,000,000 * (1.006 ^ 30). Perhaps you used 1.06 instead. Works out to about $1.2m after 30

Looks like you dropped a zero in your calcs for example 2. Should be 1,000,000 * (1.006 ^ 30). Perhaps you used 1.06 instead. Works out to about $1.2m after 30 years, unadjusted for inflation.