I took a break and over 18 months I cycled 30,000 km (20,000 miles) in 12 countries. My burn rate was very consistently $1,000/month, even during 5 months in th

I took a break and over 18 months I cycled 30,000 km (20,000 miles) in 12 countries. My burn rate was very consistently $1,000/month, even during 5 months in the expensive US. This included airline tickets and replacement bicycles https://www.cycleblaze.com/profile/nicroets/ https://www.cycleblaze.com/profile/nicroets/ The best way to make your money grow over the long term is a diversified equity portfolio of which a low cost index tracking fund should be your first choice. If you want real value for your retirement savings, you should live abroad: South Asians countries don't have a lot of exports, making their currencies weak.