The critical piece of information thats missing is: how long are you stretching for? If you joined tech industry right out of college you are probably in your 3

The critical piece of information thats missing is: how long are you stretching for? If you joined tech industry right out of college you are probably in your 30s, which means you need to make it stretch for 40+ years at least. Thats pretty hard. On the other side if you moved to tech from somewhere else and you are actually older, the numbers start to become more reasonable. You also said you recently sold a house, but what is your living situation now? What do you want it to be? Having $1M in the bank doesn't mean much if next year you need to turn around and buy another house for $1M