It depends on whether or not we are going into a depression or if the markets are going to keep climbing. Mutual funds on average the last couple years have re

It depends on whether or not we are going into a depression or if the markets are going to keep climbing. Mutual funds on average the last couple years have returns of 13-14%, if that keeps up You could probably grow you million and draw enough to live off. If the world goes into a depression, cash will be king, deflation will kick in and prices will drop. So your million will go a lot further. If things cool off a bit and go back to a historical marketplace of 6% to 8% ROI, I think You have a way to go yet if You really want to not work at all. Of course if You are planning on checking out in the next 20 years You probably have enough. It is a neat feeling when You see all that money in the bank though isn't it?