Exactly. So Kranar's scenario I think boils down to "although conventional financial planning says it's a great time to buy a house, I thought through my own s

Exactly. So Kranar's scenario I think boils down to "although conventional financial planning says it's a great time to buy a house, I thought through my own situation before doing it". I can't argue with the logic but not sure what it contributes to the OP point.