FAANG's often don't have paying customers, banks do. Its not being stuck between a rock and a hard place, you just need strong management that understands that

FAANG's often don't have paying customers, banks do. Its not being stuck between a rock and a hard place, you just need strong management that understands that changing whole systems is never a good idea without clear benefit, other than "technical debt" which is such a bad term for reliable software. Software doesn't age, im not sure how software engineers don't understand this, or maybe they do and want to write more s/w.