I don't even know what deductibles and copays are! Edit: Of course I could Google it, and I have a vague idea. But the idea of even having to think about money

I don't even know what deductibles and copays are! Edit: Of course I could Google it, and I have a vague idea. But the idea of even having to think about money for things like a kids accident seems completely foreign to me. Edit: It does rather explain why the founder of the UK NHS called his book "In Place of Fear"