5 ms·

I would put forward the following... Teaching personal responsibility is like parenting, it is about the thousands of actions and needing to get it right ~70%

by bwb 6y ago

I would put forward the following... Teaching personal responsibility is like parenting, it is about the thousands of actions and needing to get it right ~70% of the time. And, that mostly relies on parents, role models, and culture. The government forgiving debt one time isn't going to cause to hurt personal responsibility. It is a small gift to try to fix a system that is super broken. And, it might be the only thing politically possible at this time (which sucks). When I graduated I had ~$40k in debt, if $10k of that would have been forgiven I would have cried because it would have helped me so much. It also wouldn't have changed the incredible lengths I went to paying that off as fast as possible. It also wouldn't have caused me to make more financial mistakes during school that got me to that point. I did as well as I could have with my 17 to 23 year old lizard brain. IMO I think it is a stupid move, because like you said it is unlikely to fix a broken system. I'd rather we spend the money to boost unemployment or give everyone making under $25k a year a lump sum. Both those would have a better effect on the short term economy to coast us through the current situation...

bluGill 6y ago
If you had given me 10k when I graduated it would have helped me a lot too. Are you going to give every college graduate 10k?
- bwb 6y ago
  Me? No I don't have that much money :) I'd love for my tax dollars to go to help people be better off financially because that is good for society/country/economy. I'd love for my tax dollars to go toward the IRS as they are super understaffed. I'd love for my tax dollars to go toward subsidizing college and getting costs lower. I'd love for my tax dollars to go toward helping people who are unemployed. Do you get mad that you pay into car insurance and never crash? Gov = insurance, just because you don't use every program isn't a bad thing. If your kid needs it one day it will be for them. I just don't get this super selfish thing. I want a stronger culture/society/economy/country.
  - bluGill 6y ago
    Problems is in this country the Republicans belive the nature of government is incompetent and so they cut it. Democrats believe that government is competent at whatever and doesn't care about waste. Either way you lose giving government more as nobody is ensuring that money doesn't go to waste.
    - bwb 6y ago
      ya, although i think democrats should get more credit for waste cutting. There is a tendency to equivocate when in fact republicans have gone uber extreme, where as democrats are merely competent. Money going directly to people is good.

by bwb 6y ago

bluGill 6y ago

If you had given me 10k when I graduated it would have helped me a lot too. Are you going to give every college graduate 10k?

bwb 6y ago
Me? No I don't have that much money :) I'd love for my tax dollars to go to help people be better off financially because that is good for society/country/economy. I'd love for my tax dollars to go toward the IRS as they are super understaffed. I'd love for my tax dollars to go toward subsidizing college and getting costs lower. I'd love for my tax dollars to go toward helping people who are unemployed. Do you get mad that you pay into car insurance and never crash? Gov = insurance, just because you don't use every program isn't a bad thing. If your kid needs it one day it will be for them. I just don't get this super selfish thing. I want a stronger culture/society/economy/country.
- bluGill 6y ago
  Problems is in this country the Republicans belive the nature of government is incompetent and so they cut it. Democrats believe that government is competent at whatever and doesn't care about waste. Either way you lose giving government more as nobody is ensuring that money doesn't go to waste.
  - bwb 6y ago
    ya, although i think democrats should get more credit for waste cutting. There is a tendency to equivocate when in fact republicans have gone uber extreme, where as democrats are merely competent. Money going directly to people is good.