I didn't mean fixed vs variable rate loans. Sorry for being unclear. I meant that Congress sets the allowed Federal student loan rates. https://www.forbes.com

I didn't mean fixed vs variable rate loans. Sorry for being unclear. I meant that Congress sets the allowed Federal student loan rates. https://www.forbes.com/sites/robertfarrington/2020/05/12/2020-2021-federal-student-loan-rates-drop-to-record-lows https://www.forbes.com/sites/robertfarrington/2020/05/12/202...