5 ms·
> As an example, when have you last seen a merchant compare your signature to that on your credit card? What would the merchant compare the signature on the ca
by cesarb 6y ago
> As an example, when have you last seen a merchant compare your signature to that on your credit card?
What would the merchant compare the signature on the card to? You don't sign a contract when buying groceries, you put in your card and type your PIN.
On the other hand, whenever I go to my bank and have to sign something, they do compare my signature with the one they have on file (formerly in a paper card, nowadays a virtual representation of that same card).
- hedora 6y agoCredit card pins aren’t a thing in the US (debit cards require pins, however). In theory, the merchant is supposed to look at the signature on the back of the card and compare it with the signature you write on the receipt. You can even write ID REQUIRED and then they’re supposed to check for ID. In practice, I didn’t bother signing any of my cards for about 15 years. After two cashiers expressed annoyance at my blatant disregard for the rules (a few years apart) I started signing the cards.
- lxgr 6y ago> In theory, the merchant is supposed to look at the signature They are not by the card schemes' rules, and I think they haven't been in quite a while. > You can even write ID REQUIRED and then they’re supposed to check for ID. Yes, but they are also supposed to make you sign on the spot after checking your ID. No signature on the card, no purchase – at least officially. Vice versa, "ID REQUIRED" has no consequences (by scheme rules at least).