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For serious identity variation in paper legal land we don't use signature matching, we use notaries: show id to a trusted 3rd party who can be later dragged int

For serious identity variation in paper legal land we don't use signature matching, we use notaries: show id to a trusted 3rd party who can be later dragged into court, sometimes even with an additional witness to vouch for identity. (In closely related news, just try buying a house during a pandemic, I dare you. There are amusing pictures floating around online of my wife and I shoving documents back and forth through barely-cracked car windows for notarization ...)

vageli 6y ago
> (In closely related news, just try buying a house during a pandemic, I dare you. There are amusing pictures floating around online of my wife and I shoving documents back and forth through barely-cracked car windows for notarization ...) I closed on a house a month ago. Notarization was done online by smartphone. Worst part was working with a local bank that had little to no online services.
- paultopia 6y ago
  Oh man, lack of bank services is a whole 'nother issue. The number of panicked calls I made to my bank to make sure there would be a person who could process the wire for the down payment amidst covid chaos...
deleted 6y ago
[deleted]
cperciva 6y ago
just try buying a house during a pandemic, I dare you Did that. (Offer made and accepted in August; moved in on October 1st.) All of the legal paperwork was done online on the basis of "here's a scan of two pieces of ID and click click click I agree" -- the only "shoving through a window" moment was with a bank draft, and even that could have been done digitally if I had been comfortable with transferring such a large amount of money based on instructions received via email. Rules vary from state to state; in BC they were changed early in the pandemic to remove the need for in-person transactions.
- paultopia 6y ago
  Heh, yeah, I definitely did mine in a legally backwards state.
sircastor 6y ago
We just refinance and the notary came into our house and we did all the paperwork at our table. Masks all around and sanitizer of course. I think the notary fee was higher than normal because of it.
dannykwells 6y ago
Did it. Sat outside m, 6 ft apart w masks. Not too hard. Worked fine. But you're right, notarization is the way we do this for real transactions, at least in the p2p world.

vageli 6y ago

> (In closely related news, just try buying a house during a pandemic, I dare you. There are amusing pictures floating around online of my wife and I shoving documents back and forth through barely-cracked car windows for notarization ...) I closed on a house a month ago. Notarization was done online by smartphone. Worst part was working with a local bank that had little to no online services.

paultopia 6y ago
Oh man, lack of bank services is a whole 'nother issue. The number of panicked calls I made to my bank to make sure there would be a person who could process the wire for the down payment amidst covid chaos...

deleted 6y ago

[deleted]

cperciva 6y ago

just try buying a house during a pandemic, I dare you Did that. (Offer made and accepted in August; moved in on October 1st.) All of the legal paperwork was done online on the basis of "here's a scan of two pieces of ID and click click click I agree" -- the only "shoving through a window" moment was with a bank draft, and even that could have been done digitally if I had been comfortable with transferring such a large amount of money based on instructions received via email. Rules vary from state to state; in BC they were changed early in the pandemic to remove the need for in-person transactions.

paultopia 6y ago
Heh, yeah, I definitely did mine in a legally backwards state.

sircastor 6y ago

We just refinance and the notary came into our house and we did all the paperwork at our table. Masks all around and sanitizer of course. I think the notary fee was higher than normal because of it.

dannykwells 6y ago

Did it. Sat outside m, 6 ft apart w masks. Not too hard. Worked fine. But you're right, notarization is the way we do this for real transactions, at least in the p2p world.