I think there's something to this but Derek is falling into a couple traps here - first the trap of good, pithy writing, and secondly assuming everybody else ha

I think there's something to this but Derek is falling into a couple traps here - first the trap of good, pithy writing, and secondly assuming everybody else has he has. I absolutely accept that learning to live frugally and no longer make the same old mistakes with money is a huge advantage. It's amazing how that can compound and no longer having to worry about money is very freeing. But then there's the whole 'and never had a job again' bit and the implication that his further success was either immaterial or just an inevitable consequence of having saved some money or maintaining a surplus - obviously not the case for very many. It's very well written and pithy but, like much of PG's writing, leaves you feeling like hands have been waved like windmills.