The part he bolds is: > It’s the difference between what you have and what you spend I think I hear a lot of people rewriting that as > It’s the difference

The part he bolds is: > It’s the difference between what you have and what you spend I think I hear a lot of people rewriting that as > It’s the difference between what you CAN MAKE and what you NEED Depending on the 'YOU' in question, the 'CAN MAKE' and 'NEED' vary dramatically. So many debates on both a personal and societal level are trying to fit everyone into a single 'YOU', and telling everyone else that their calculations must be wrong.