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A lot of people have pretty good insurance through their employers, but part of the point of a system like Canada's is that if you lose your job you still have
by elihu 6y ago
A lot of people have pretty good insurance through their employers, but part of the point of a system like Canada's is that if you lose your job you still have the same insurance. Similarly, if you want to change jobs or launch a startup, health insurance isn't the thing that's holding you back from that.
With the ACA, things are at least a little better than before: individual people can at least buy insurance, which wasn't the case before if you had a pre-existing condition and didn't live in a state with a subsidized program (like Oregon's OMIP).
A criticism I've heard of Canada's system is just that it's under-funded. They could raise their taxes a little and divert more money to health care, and it would improve some of these wait times. I don't know how true that is, though, and how much of a legitimate problem it is. Canada definitely pays far less per capita for health insurance than the U.S.
- Gibbon1 6y agoI had a coworker that was employed with health insurance for 25 years, never used it. Got laid off and then right after COBRA ran out had something major go wrong. Had to get a second mortgage on his house to pay his medical bills. Seems 'unfair' to pay in for almost 30 years and have that count for nothing.