This is caricatured thinking though. You need to work because you want $$$ for rent, and you need to go to the grocery store (or wherever) to eat so you don't d

This is caricatured thinking though. You need to work because you want $$$ for rent, and you need to go to the grocery store (or wherever) to eat so you don't die. That's a sunk cost every person generally must assume. But the point isn't that people have some risk, so adding more is OK. No — the goal is to not take unnecessary risk when avoiable. Eating turkey with family is something that you can postpone or even do over a video call if you have the means and still want some level of connection.