Whoever, who is not a diagnosed gambling addict and has a spare dollar above the amount of savings he would need to maintain their living for a couple of months

Whoever, who is not a diagnosed gambling addict and has a spare dollar above the amount of savings he would need to maintain their living for a couple of months without income, should be allowed to voluntarily invest that dollar in whatever he wants. No matter how risky that is, what education/experience or how much more spare dollars does he have. Whoever invites others to invest should not be allowed to knowingly make blatantly false claims. Any regulations beyond this are communism.