Indeed - and neither the accredited investor law nor the SEC's other enforcement have helped. So maybe letting non-wealthy people invest into the exact same we

Indeed - and neither the accredited investor law nor the SEC's other enforcement have helped. So maybe letting non-wealthy people invest into the exact same well-documented, scrupulously-legal above-board deals in which wealthier people have always been allowed to invest could be better than the traditional-but-totally-failing paternalism?