It is a shame none of the modern smartphones support SIM Toolkit applications. They're used for example in the M-Pesa mobile payments system that is popular in

It is a shame none of the modern smartphones support SIM Toolkit applications. They're used for example in the M-Pesa mobile payments system that is popular in Africa and elsewhere. I wrote something about M-Pesa when I was in Kenya over the new year: http://www.qaiku.com/home/bergie/show/5035411811ce11e088577f7b44ee56fe56fe/ http://www.qaiku.com/home/bergie/show/5035411811ce11e088577f...